Your HSA Resets Soon: Here’s How to Use it Smartly with Direct Primary Care
Hi there,
As the new year approaches, many of us take a fresh look at our health, our priorities, and—yes—our HSA balances. With recent changes under the Primary Care Enhancement Act, your Health Savings Account can now do more for you than ever before.
Here’s the elegant, simplified version:
✓ Your entire $150/month Deserving of Joy membership can now be paid with your HSA.
This is brand-new in 2026. Direct Primary Care memberships were previously excluded, but the rules have changed in your favor.
✓ Even better: your membership fee now counts toward your deductible on a high-deductible health plan.
That means a full year of membership—paid upfront through your HSA—can draw down a significant portion of your deductible immediately.
For many people, this means earlier access to full insurance benefits when the unexpected happens.
✓ The result? A financial strategy that brings more value, more predictability, and more access.
It’s the rare moment when a government update actually aligns with what patients need: clarity, simplicity, and meaningful control over their healthcare dollars.
At Deserving of Joy, I built a model that gives you unhurried visits, direct access, proactive care, and a relationship with your doctor that simply doesn’t exist in the traditional system. Using your HSA to pay for membership is not about finding a bargain—it’s about making a wise, thoughtful investment in your wellbeing for the year ahead.
January appointments are filling quickly.
Head to https://deserving-of-joy.hint.com/signup to schedule your first visit today.
If you’d like to update your payment method to use HSA funds in January, you can do so anytime through the member patient portal.
Your health deserves ease, intention, and joy—and now, the financial side of it can match.
Warmly,
Dr. Kristy Mount
Deserving of Joy: Direct Primary Care